Privacy Policy

Effective date: November 24, 2025

1. Introduction

Mortgify ("we", "us", "our") provides a free, multilingual mortgage calculator that runs entirely in the browser. This Privacy Policy explains what information we collect, how we use it, and your rights with respect to that information.

2. Information We Collect

The Mortgify application does not require users to create an account or submit any personally identifiable information (PII). The only data that may be collected automatically are:

• Technical information such as IP address, browser type, operating system, and device characteristics – collected by Google Analytics.
• Cookie data used to store your language and currency preferences. This data is stored locally in the browser and never transmitted to a server.
• Anonymous usage statistics that help us improve the calculator. These are aggregated and do not contain PII.

3. How We Use the Information

The information described above is used solely for the following purposes:

• Providing a personalized experience (e.g., remembering the selected language and currency).
• Analyzing traffic and usage patterns via Google Analytics to improve performance and user experience.
• Displaying relevant Google AdSense advertisements. The ads are served by Google and may use the limited technical data mentioned above for contextual targeting.

4. Cookies and Tracking Technologies

We set the following cookies:

• lang – stores the selected language.
• currency – stores the selected currency.
• Google Analytics cookies (e.g., _ga, _gid) for traffic analysis.
• Google AdSense cookies for ad personalization.

5. Google Analytics & Google AdSense

We use Google Analytics to collect anonymous usage data. Google may also place its own cookies for ad personalization through AdSense. Both services are governed by Google’s own privacy policies, which you can review at:

• Google Privacy Policy
• Google Terms of Service

6. Data Security

Because Mortgify is a static client‑side application, no personal data is stored on our servers. All data you enter remains in your browser until you close the page. We employ standard security practices for the hosting environment, but we cannot guarantee the absolute security of data transmitted over the internet.

7. Third‑Party Services

In addition to Google services, Mortgify may embed third‑party libraries (e.g., fonts from Google Fonts). Those providers may collect limited information in accordance with their own privacy policies.

8. International Data Transfers

Your data may be processed in any country where Google operates its services. Google complies with applicable data‑protection regulations, including the EU‑US Privacy Shield framework where applicable.

9. Children’s Privacy

Mortgify is not intended for children under the age of 13. We do not knowingly collect any information from children.

10. Your Rights

Because we do not store personal data, you generally have no request for access or deletion. However, you may clear the cookies stored by your browser at any time to remove language and currency preferences.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted on this page with an updated effective date.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us atprivacy@mortgify.com.